I suggest making the first payment near the end of the month. That way you can make two in a short space of time eg March 25th and April 1st. So $200 phones should be easy enough to get.
Yes it is restrictive and it really hurts the appeal. But better than nothing especially if you do not have access to a postpaid account. It also works both ways as the price may drop before you pay it off. Phone prices tend to go down.
kente, I like your attitude. I was looking at a phone about $250, but just found that they are sold out already. Two days ago they still have 65 pieces. Imagine that.... Well, I don't have 250 golds in a single account anyway. So forget it. I have an account with 201 golds. And two other accounts with 60 golds. I could have got that phone if they allow me to pay for it with two accounts, and if they could place the order instantly.
No one has specifically confirmed it but everything else is 1 gold = $1 and I was given the impression the same would be for phones. My iphone was also 1 gold = $1.