The Toyota ads are my current "oh no" ads. One variant is 60 seconds of waiting time, and requires 2 additional actions to complete at the end, for 10 silver. (By Hungry-Hog's suggested standard, this should yield a minimum of 33 silver.)
It's also boring, and I think unlikely to produce real user interaction. I see no video, and only one static picture. Does anyone actually spend the time reading this?
I spend about 10 minutes per day and average 15 gold per month.
I have one account and I'm fine with what I'm getting for the time invested.
Typically, I'll get a 250 point survey, almost right away, and then I'll get some 15 point Georgia lottery ads.
Once I complete my 20 daily entries I'm at roughly 500 silver, for the day, and I close the app.
If I get some smaller ones mixed in I'll stick with it until I get 500 silver for the day, but if they're abusively long ads with minimal payout then I pack it in until the next day.