Alright, I have an update. It turns out that I made a mistake and looked at the wrong lines date (from another line) when calculating the active time... duh.. so the phone did not unlock correctly and Tracfone was not at fault in this case (I was off by 2 days).
The phone showed as eligible to unlock today (have been running it every day since that time not realizing my mistake until now). It is day 361 in this case (activated on 03/14/2020 and unlocked on 03/10/2021).
The process was much easier than expected besides the long as can be unlock codes that were necessary (two 16 digit numbers). LOL! I guess they really do not want people to have any chance at unlocking these without meeting the requirements. I mean, what are the changes of generating two seemingly different 16 digit numbers at random? Best play the lottery unless they happen to be using the same string of digits by carrier and model (unlikely).
Here is another update. Without any trouble at all, I unlocked another eligible phone using the Tracfone unlocking site right after it became eligible (Moto E5 in this case). Unlocked it just because, as I have no need for that device to work elsewhere at this time (glove box type line that will remain with Tracfone). Either way, super easy although there are those two long strings of numbers and the device would mask each number once entered (a pain if you are not closely following the string). Figured I'd report this other unlock for the sake of others looking for multiple experiences following the Tracfone unlocking process.