Recommendations for the best AND cheapest online tax preparation site ??

More
1 month 1 week ago - 1 month 1 week ago #42879 by redrotors
From SD -

If you make less than $66,000 in Adjusted Gross Income you qualify for free tax preparation (looks like it's going to be $69,000 for the 2019 tax year).

The non-profit The United Way offers free tax preparation using H&R Block Deluxe. This allows you to file your Federal returns and create up to 3 state returns for free. The Deluxe version is a step up from H&R Block's most basic "free" offering. Check it out here:
www.myfreetaxes.com

Note: While you can produce your state return for free, you may not be able to e-file for free. If that is the case, you can certainly print and mail your return for the cost of postage. Many states also offer their own free e-file solutions. Here is some info on which states offer free e-filing:
www.mymoneyblog.com/free-...tates.html

Different H&R block versions for reference:
www.hrblock.com/tax-software/
www.doughroller.net/taxes.../#heading2

Forms supported by the Deluxe edition:
Federal
www.hrblock.com/pdf/HRB-O...deluxe.pdf
State
www.hrblock.com/pdf/onlin...-forms.pdf


If for some reason you'd prefer not to use the United Way/H&R Block, the IRS has a list of free tax preparation websites here:
www.irs.gov/filing/free-f...s-for-free

If you need more assistance the IRS makes volunteers available to assist people in doing their returns through the Volunteer Income Tax Assistance (VITA) program, and they offer assistance to older adults through the Tax Counseling for the Elderly (TCE) program. Find a location near you here:
www.irs.gov/individuals/f...volunteers

Many city and county office also have free tax preparation available to citizens at libraries and government offices throughout tax season. Check your local government website.


Additional resources:
What is adjusted gross income?
www.investopedia.com/terms/a/agi.asp

Contact your local IRS office or make an appointment for in-person help.
www.irs.gov/help/contact-...irs-office

The AARP offers assistance to low and moderate income individuals with no age limit. Get info here:
www.aarp.org/money/taxes/aarp_taxaide/
The following user(s) said Thank You: Extraterrestrial_Zoologist, Isamorph

Please Log in or Create an account to join the conversation.

More
1 month 1 week ago #42880 by ajzwilli
I recommend credit karma. I've used them for 3 years now and get free federal and state tax filing. I have yet to come across a form that isn't included for free (sch e, k, etc) that I needed. They have improved the process materially since the first year and actually prefer it to TurboTax and HR Block. I realize there is a tradeoff I'm making (data), but I've accepted that tradeoff.
The following user(s) said Thank You: Isamorph

Please Log in or Create an account to join the conversation.

  • als
  • als's Avatar
  • Smartphone
  • Smartphone
More
1 month 1 week ago #42881 by als
Your post got me thinking about how much personal information we are giving the companies when we do our taxes online. Are there any safeguards against all our most private data being sold /hacked?
How is it different when companies who charge low or no fees ask us for personal information, but yet by the very act of filing our taxes online we are giving these companies access to very detailed private information?
The following user(s) said Thank You: Extraterrestrial_Zoologist, Isamorph

Please Log in or Create an account to join the conversation.

More
1 month 1 week ago #42882 by Isamorph
Some nice useful information in this thread. Fortunately for me, my wife does our taxes for free and prefers to do it by hand and brain. We've never filed electronically, have never been audited, have never paid anyone, and my wife enjoys finding the hidden treasures within the tax codes. My only complaint is the relatively small cost of mailing the forms via certified mail. As @als touched upon, is certified mail more or less secure than filing online?
The following user(s) said Thank You: Extraterrestrial_Zoologist

Please Log in or Create an account to join the conversation.

More
1 month 1 week ago - 1 month 1 week ago #42884 by mmfacemm

redrotors wrote: From SD -

If you make less than $66,000 in Adjusted Gross Income you qualify for free tax preparation (looks like it's going to be $69,000 for the 2019 tax year).

The non-profit The United Way offers free tax preparation using H&R Block Deluxe. This allows you to file your Federal returns and create up to 3 state returns for free. The Deluxe version is a step up from H&R Block's most basic "free" offering. Check it out here:
www.myfreetaxes.com

Note: While you can produce your state return for free, you may not be able to e-file for free. If that is the case, you can certainly print and mail your return for the cost of postage. Many states also offer their own free e-file solutions. Here is some info on which states offer free e-filing:
www.mymoneyblog.com/free-...tates.html

Different H&R block versions for reference:
www.hrblock.com/tax-software/
www.doughroller.net/taxes.../#heading2

Forms supported by the Deluxe edition:
Federal
www.hrblock.com/pdf/HRB-O...deluxe.pdf
State
www.hrblock.com/pdf/onlin...-forms.pdf


They no longer give you the premium version for free unfortunately. They really ought to update the website. HR block do a free watered down version but it isn't as good as this used to be. But maybe the free version will work for you. Be prepared for the usual pay extra if you need this form or that one etc. If you go through the myfreetaxes site you do get a discount up to 50% off standard upgrades so if you do use hr block it could still be worth going via this site.
The following user(s) said Thank You: Extraterrestrial_Zoologist

Please Log in or Create an account to join the conversation.

More
1 month 1 week ago #42886 by mmfacemm
I used to do mine by hand but my state forced me to file electronically to collect a certain credit. Freefilefillable forms is great for diy. It is the best way to learn and understand your taxes. But yes you have to be confident you know what you are doing.
The following user(s) said Thank You: Extraterrestrial_Zoologist

Please Log in or Create an account to join the conversation.

More
1 month 1 week ago #42887 by Extraterrestrial_Zoologist
I see numbers like 60K or so and wonder what it must be like to have such a flow;
We 3 (me, the ms. and our doggie gal) live on ~30K and do OK with our ancient cars & tiny living space.

As to the tx question - when it is time the whole thing requires very little filling in and this is why we stayed with e-smart for a couple of years - easy-peasy...just click here, all the prior info is stuck in already - answer a few questions, click a few boxes - pay their ransom - all done.

If we had more things to be concerned with I might be willing to make it more of an occupation - but as it is - I'll settle for cheap & simple.

Maybe willing to give HRB our info - or maybe just get that other deal for the $13 - maybe another cheapie will even import from esmarttax...or not.

It can get done any minute now because I already have all the stuff needed in hand.

Thanks Folks !!

Please Log in or Create an account to join the conversation.

More
1 month 4 days ago #42982 by Extraterrestrial_Zoologist
I finally got & followed an unbroken link to the 3-letter boys' free filing page - filled in the little info it asked for & got the needed pointers to sites that do BOTH fed & state for free for us po' folk.
(We easily qualified, that's for sure.)
Free Federal and State Return questions that lead to the exact links shown below:
apps.irs.gov/app/freeFile/jsp/wizard.jsp

Here are the sites resulting - some do only a few states but all include VT - good for us:

FileYourTaxes.com
www.fileyourtaxes.com/irs-free-file

IRS Free File Program delivered by TurboTax
turbotax.intuit.com/taxfreedom/

FreeTaxUSA® IRS Free File Edition
www.freetaxusa.com/freefile

Online Taxes at OLT.com
www.olt.com/main/oltfree/default.asp

No idea which we'll use yet...huge distrust of all things Intuit sort of inhibits too much interest in that offer...need to look closely at the others now.
The following user(s) said Thank You: Diedrich_Duo

Please Log in or Create an account to join the conversation.

More
3 weeks 6 days ago #43184 by redrotors
Another option I don't think was mentioned previously
opentaxsolver.sourceforge.net/

Please Log in or Create an account to join the conversation.

More
3 weeks 4 days ago #43226 by Extraterrestrial_Zoologist
Here's how this all shakes out after attempting & making contact with the several sites:

Mentioned before was fileyourtaxes.com - which is now totally dismissed by us because after emailing a query directly - a week passed with no reply...byebye !!

Intuit will be a port of last resort - to be avoided if at all possible.
It is the only free option that seems like it may import prior data for free, but the trems seem vague to me & may not include what we have from prior years anyhow.

Freetaxusa.com is a little misleading in that to get the free deal requires using the link I posted above, specifically.
Aside of that - they are tricky in that the free deal leaves out saving your info for prior year's access - which costs the $12.95 & is not the free deal.

Online Taxes at OLT.com seems OK - no more or less than Freetaxusa, I think, so the free efiling via one of those 2 is what it comes down to so far.

Given the little data needing to be entered at all here - we neither have a large need for importing data, nor some sort of calculator as in the opentaxsolver.

The desire now is to just get it done & over with the best way possible via the free efiling.
The following user(s) said Thank You: Isamorph, Diedrich_Duo

Please Log in or Create an account to join the conversation.